Nonqualified plans

The edge in workplace wealth

Add strategic depth to your benefit plan to retain and reward top talent.

Built to align with compensation, timing, and taxes

We bring extensive experience across all plan types and sectors, from defined benefit (DB) and defined contribution (DC) integration to tailored solutions for unions, nonprofits, and companies large and small.

Specialized plans

Includes 409(a), 457(b), 403(b), and 457(f) plans tailored for your organization.

Employee retention plans

Keep talent committed with benefits that reward loyalty and leadership.

Informal funding strategies

A strategic way to meet future obligations with corporate-owned life insurance (COLI) and more.3

Consolidated solutions, 
one point of contact

One source for your workplace wealth planning.

Compliance and
regulatory guidance

Insight that keeps you and your plan on solid ground.

Support that meets the moment

Personal guidance and timely updates — right when you need them.

We have been a satisfied [nonqualified plan] customer since 2004. Empower provides best-in-class recordkeeping practices and technology; manages our plan with accuracy and transparency; and maintains an experienced, knowledgeable, and responsive account team.

Director of Benefits, Large Insurance Company4

June, 2024

Flexible solution aligned with your goals

We offer a comprehensive suite of services, including:  

  • Plan design.
  • Benchmarking.
  • Contribution modeling.
  • Proxy support.
  • Recurring actuarial support.
  • Informal funding.
  • Corporate ledger.
Our tenured NQ team averages 20+ years of experience guiding clients

Let’s explore what a nonqualified plan can do for you

We're here to help sharpen your benefit offering with a plan that strengthens retention and rewards leadership.

Industry-focused thought leadership

Landscape trends

We surveyed the industry to uncover how retirement planning is evolving in real time. Take a look to stay ahead of the curve.

Interest rates

Nonqualified plans are getting simpler, smarter, and more connected to broader strategies. This piece breaks down the shift and what it means to forward-looking companies.

Legislative regulatory update

SECURE 2.0 brings sweeping changes to retirement planning. This piece breaks down what's changed, why it matters, and how to stay ahead.

Service you can count on, plan expertise you can trust