Participant Engagement: Financial Wellness

A robust program that helps participants thrive — with tools, guidance, and more.

With a path designed to help support and encourage steady progress.

Help participants build cash flow and resilience to financial shocks with:  

Budgeting and financial coaching. 
Student, credit, and debt management.
Financial literacy education.
Emergency savings.

Guide participants to save and invest strategically with:  

Financial planning and advice. 
Professionally managed retirement accounts. 
Health savings tools such as HSAs and FSAs. 
Education planning tools and advice.

Help participants protect their well-being, financial safety, and security with access to:  

Tax filing and planning.  
Estate planning.  
Retirement readiness. 
Retirement income strategies.

A program designed to create lasting value for plan sponsors and participants with:

One provider, one experience. Easier administration and better outcomes.
Personalized tools and advice for every life stage designed to deliver better outcomes.
Education and engagement designed to motivate action and build confidence.
Reports that track your plan's utilization and measure success.

You make numbers make sense! Empower makes it easy to understand a complex topic like financial wellness so everyone can participate and plan.

Next-step guidance, personalized outreach, and tools that help turn engagement into outcomes.

Health costs can derail even the best plans. Explore our consumer-directed health benefit offerings including: HSAs, HRAs, FSA and LSAs.

Discover how these tax-advantaged offerings help ease health expenses and support future savings.

People want to talk about their goals and challenges. That’s why we’re here with one-on-one consultations and comprehensive financial advice.

Our support is designed to help people stay on the path to financial wellness.

Explore articles from Empower and The Currency™ that guide stronger financial wellness programs.

Read more about recognizing the positive impact of supporting mental health.

See how plan sponsors view improvements in worker satisfaction with financial wellness.

Empower’s latest research reveals Americans are spending nearly four hours a day thinking about money.

All images and screenshots provided are for illustrative purposes only. 

1 Certified Financial Planner Board of Standards, Inc., "Reducing Debt Is Americans’ No. 1 Financial Priority for 2025," accessed December 11, 2024. 
2 Empower, “Time is Money,” 2024.
3 Empower "The Benefits Blueprint" study 2025.
 
* Testimonials may not be representative of the experience of other individuals and are not a guarantee of future performance or success. Testimonial provided by client in April 2024.  Online advice and the managed account service are part of the Empower Advisory Services suite of services offered by Empower Advisory Group, LLC, a registered investment adviser. Past performance is not indicative of future returns. You may lose money.

Alegeus Technologies, LLC, d/b/a WealthCare Saver, is licensed with the IRS as a Non-Bank Custodian. Nothing in this communication should be relied on in any manner as legal, tax or investment advice nor an offer to sell, recommend or a solicitation of an offer to buy any securities, products or services, by any of WealthCare, WealthCare Saver, CAPTRUST, or DriveWealth, LLC, or by any other person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Nothing on this platform should be relied on in any manner as legal, tax or investment advice or as an offer, recommendation, or solicitation to buy or sell any security. Investments in securities are not FDIC-insured, are not bank issued and are not guaranteed. The balance in your HSA Investment Account is subject to investment risks, including fluctuations in value and the possible loss of the principal amount invested. Investing through the WealthCare Saver investment platform is subject to the Terms & Conditions of the Health Savings Account Custodial Agreement, the HSA Investments - CAPTRUST Terms and Conditions, the DriveWealth, LLC Brokerage Account Agreement, and any applicable investment supplement(s). For information regarding underlying investment expenses, earnings, and distributions, see the applicable investment prospectus and other publicly available information. CapFinancial Partners, LLC (“CAPTRUST”) is an investment adviser registered under the Investment Advisers Act of 1940. CAPTRUST acts as investment advisor with respect to the investments available in your HSA. In addition, you may choose to have CAPTRUST manage your HSA account on a discretionary basis. Brokerage services are provided by DriveWealth, LLC, a registered broker-dealer and member of FINRA and SIPC. SOC 2 Type 2, GDPR, CCPA compliant. Registered in all 50 U.S. states. WealthCare Saver, DriveWealth, LLC, and CAPTRUST are not affiliated companies.   

Investing involves risk, including possible loss of principal.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.

Financial wellness. A built-in benefit.

Meeting participants where they are

Financial stability

Financial confidence

Financial security

Wellness for participants, simplicity for sponsors

An engagement path built to drive action

Boost financial wellness with tax-advantaged health offerings

Real conversations with personalized advice

Stay up to date on financial wellness news

Integrating mental health and wealth

2024 EBRI Wellbeing Employer Survey

Money on the Mind

Service you can count on, plan expertise you can trust