Empower research shows that most Americans believe they will achieve financial success in their lifetime. Here's this week's money news.

Gyrating markets can unnerve investors and shake the foundation of their long-term investment strategies. While volatility is an inevitable element of investing, the market has tended to reward those investors who don’t get rattled during market declines.

The federal government is phasing out paper checks and will only use electronic payments for tax refunds, Social Security and other benefits by Sept. 30 this year.