The Currency - Money

✨ Sparkle season

Americans are on track to spend around $1 trillion this sparkle season across gifts, food, and décor. Here's this week's money news.

money

8 IRS changes that could impact your taxes in 2026

The IRS is rolling out a new set of inflation adjustments and policy shifts for 2026 — raising deductions, expanding savings limits, adjusting certain retirement-related provisions, and retiring Direct File.

money

What a backdoor Roth IRA is and how to use it

A backdoor Roth IRA essentially lets you convert your nondeductible traditional IRA contribution to a Roth IRA.

work

How to negotiate salary

Salary negotiations can significantly impact long-term compensation, including raises and bonuses. Many employers expect candidates to negotiate.

life

The December Mindset

Close to a quarter of Americans say the financial choices they make in December set the tone for the new year (21%), according to new Empower research.

money

Earnings update: AI spending stays strong but will business demand keep pace?

Third-quarter earnings reporting wrapped in November with focus on whether big AI investments by tech companies will be met with widescale business adoption.

money

What should be on my year-end financial checklist? Get a Sense Check

Add these money moves to your year-end financial checklist to help make progress on financial goals and optimize tax benefits before year-end.

money

Rare earth minerals and their role in everyday tech

Rare earth minerals power everyday tech from phones to EVs. New export rules could reshape supply chains and ultimately drive innovation.

money

What is tax liability?

Tax liabilities can be a major expense for many households and individuals. Learn the basics of tax liabilities are and how you can help reduce them.

work

EITC explained: Insights on the earned income tax credit

The earned income tax credit (EITC) is a federal tax credit designed to provide financial assistance to low-to-moderate-income workers. Learn who qualifies and how it works.

money

U.S. considers portable mortgages to ease housing ‘lock-in’ effect

The housing finance regulator overseeing Fannie Mae and Freddie Mac is studying portable mortgages that would let homeowners keep low rates when they sell and move.

money

How long does it take to get a tax refund?

Get a breakdown of how much time it generally takes to receive a tax refund depending on how the return is filed and which method is chosen to receive the refund.