Fund expenses keep falling, and some workplace index vehicles now waive the management fee altogether. The goal isn’t “free” — it’s lower all-in costs and tight tracking so compounding can do more over time.

These resources break down key 401(k) concepts, from contributions and matches to rollovers and withdrawals, that can help with making moves toward long-term financial goals.

A 401(k) loan allows people to borrow from the balance built up in their retirement account. Generally, if allowed by the plan, people may borrow up to 50% of their vested balance, for a maximum loan amount of $50,000.

Withdrawal settings and tax rules may affect how long 401(k) savings last, and how much of it remains in the participant’s account.

The average retirement income for U.S. adults 65 and older is $83,950. See how income changes through retirement years. 

Roth IRAs have unique tax benefits for investors, including tax-free growth and withdrawals. Learn how Roth IRAs work and how they compare with other tax-advantaged retirement accounts.

Gen Z is joining family-run firms as owners face retirement, but succession planning can be more challenging without open communication and formal plans.

401(k) matching is when your employer "matches" your contribution to your own 401(k). We'll cover the types of employer matching, contribution limits and other key considerations.