Understanding the tax-advantaged SEP IRA A SEP IRA — short for simplified employee pension plan — is a tax-advantaged retirement plan designed for business owners, including self-employed individuals. Learn its pros and cons to help you determine if it's the right retirement option for you.
How to roll over a 401(k) Learn how to roll over a 401(k) to an IRA or a new plan. Understand the steps, tax rules, and how to avoid penalties.
What is a safe harbor 401(k)? Learn how a safe harbor 401(k) works, its benefits for employers and employees, and how it helps satisfy IRS nondiscrimination testing requirements.
Stocking up: Savers can front load 2026 money contributions Putting money into tax-advantaged accounts sooner in the year could help unlock potential growth.
What is considered early retirement age? Age may be just a number, but that number matters when it comes to retiring.
529 to Roth IRA rollover: A new way to save for retirement Eligible 529 savings can now be rolled into a Roth IRA for the same beneficiary, tax- and penalty-free, turning excess education funds into a powerful retirement boost.
In-plan Roth conversion: How it works, benefits, taxes An in-plan Roth conversion offers retirement savers the chance to potentially grow more of their retirement nest egg tax-free.
Making sense of the mega backdoor Roth Find out more about a mega backdoor Roth and what it means for retirement savings.
Roth conversion: A comprehensive guide Explore the benefits and considerations of converting to a Roth IRA to optimize your retirement savings and tax strategy.
What are catch-up contributions? Americans age 50 or older can save more for retirement than the typical annual limit. These catch-up contributions allow savers to potentially make up ground on reaching their retirement goals.
401(k) contribution limits for 2025 and 2026 The IRS raised 401(k) limits for 2026, including bigger catch-up contributions for those age 50 or older.
Q3 2025 Wealth Watch Report: Retirement balances grow 4.5% from Q2 Empower Personal DashboardTM data reveals average retirement account balances climbed 4.5% from Q2 2025 to Q3 2025.
