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What are Roth IRA taxes & how do they work?

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Roth IRAs have unique tax benefits for investors, including tax-free growth and withdrawals. Learn how Roth IRAs work and how they compare with other tax-advantaged retirement accounts here.

The average net worth by age in America

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A person's net worth is the sum total of what they own minus what they owe. Wonder how you stack up? Benchmarks can help you determine if you're on track to meeting your financial goals.

Over 1 in 5 Americans have no emergency savings

Money

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Are Americans prepared for a financial emergency? Many, it turns out, are not. A new Empower study reveals 21% of Americans have no emergency savings and 37% couldn’t afford an emergency expense over $400.

What is PITI?

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PITI stands for principal, interest, taxes, and insurance. It's what makes up your annual homeownership expense and determines how much house you can afford.

Most Americans will pay a high price for peace of mind

Life

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New Empower research shows more than half of Americans are willing to pay a high price for financial peace of mind (56%): in fact, 1 in 5 say they’d be willing to take on debt for items or services that help them achieve it (19%).