New Empower research finds retirement savings aren’t always moving with Americans when they change jobs. One in three say they may have lost track of savings from a previous employer — creating a “retirement drift” that can follow workers throughout their careers.
Reframing this annual benefits selection window can offer a chance to maximize savings and strengthen financial well-being.
Learn how Roth IRAs and 401(k)s — two of the most popular retirement accounts — differ in structure, contribution and withdrawal rules, and tax benefits.
Learn what employees should consider as their company enters the public market, from stock options and taxes to lockup periods, liquidity, and financial planning.
A 457(b) plan can help public-sector workers and select employees at tax-exempt organizations save for retirement, but key rules vary by plan type and design.
A 401(k) rollover is when you move money from your former employer-sponsored retirement plan into another employer-sponsored retirement plan or an IRA. Learn more on how to execute a rollover.
Compare HRA vs. HSA rules, including ownership and eligibility, taxes, rollovers and portability, to help decide which health account is right for you.
A safe harbor 401(k) is a retirement account with 100% immediate vesting of employer funds. Learn about the mandatory safe harbor match and other account benefits.
Learn the differences between 403(b) and 457(b) plans, including 2026 contribution limits, catch-up rules, early withdrawals, and employer contributions.
Learn the 2026 SIMPLE IRA contribution limits for employee deferrals, catch-ups, and employer contributions. Discover key deadlines and how to maximize savings.