Legislative and regulatory news

Insights that help you stay ahead

Get real-time perspectives on policy news so you have the context you need to guide your plans and participants.

Learn about recent developments, updates to the SECURE 2.0 Act, IRS contribution limits, and more.

Stay current and register for our quarterly webinar.

Trump Accounts employer contributions

Review our summary of the Treasury's proposed regulations for employer contributions to Trump Accounts, including key requirements and implementation considerations.

Read the summary

SECURE 2.0 Act: What you need to know

Understand ongoing guidance, phased provisions, and what to watch as the SECURE 2.0 Act continues to shape and evolve.

SECURE 2.0 Act final regulations on Roth catch-up contributions

Review the final regulations on the SECURE 2.0 Act's Roth catch-up contribution rules.

View PDF

Catch-up contributions for high earners

The SECURE 2.0 Act limits the ability of certain high earners to make pretax catch-up contributions in 401(k) plans. Nonqualified deferred compensation may help.

View PDF

IRS proposed regulations automatic enrollment

See the IRS's proposed regulation changes to retirement plan enrollment requirements made by Section 101 of the SECURE 2.0 Act.

View PDF

SECURE 2.0 Act distribution guidance

Review guidance to enhance workplace retirement savings plans from the SECURE 2.0 Act.

View PDF

Regulatory changes shaping plan decisions

View of the Capitol building with US flag waving

Select benefit and contribution limits 2021-2026

Read our analysis of the most recent announcement by the Internal Revenue Service on contribution and benefit dollar limits for 2026.

View PDF

IRS ruling opens up new options for employees

Review the impact of the IRS’s private letter ruling on employee benefit design and emerging trends from 2025.

View PDF

Final and proposed required minimum distribution regulations

Review the final 2025 regulations affecting required minimum distributions (RMDs) from retirement plans, annuities, and IRAs as amended by the SECURE Act of 2019 and the SECURE 2.0 Act of 2022.

View PDF

One Big Beautiful Bill Act (OBBBA)

Get our summary of the provisions in this new bill.

View PDF

Professional reviewing retirement plan information on a tablet.

Trump Accounts: frequently asked questions

Clear answers to common questions about Trump Accounts.

View PDF

Stay ahead of legislative change — join our webinars

Join us for our quarterly webinars, and stay connected to the insights you need.

Plan sponsor and advisor meeting to review retirement plan performance, participant outcomes, and plan optimization strategies.

Here to help you navigate what's next

All images and screenshots provided are for illustrative purposes only. Some features may not be available and are subject to change without notice.

Investing involves risk, including possible loss of principal.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.