Pooled workplace plans
Pooled plans that reduce complexity
Pooled plans that reduce complexity
Workplace solutions with support for administration, oversight, and employee experience.
Unlock the advantages of a pooled approach
Offer a plan designed to reduce complexity, share responsibilities, and help lower costs.
Help simplify the conversation
Offer a more streamlined retirement plan solution.
Focus on strategy
Spend more time on plan design, engagement, and outcomes.
Deepen client relationships
Bring plan sponsors a stronger value story.
Expand the workplace experience
Connect plan sponsors and participants to guidance, technology, and financial wellness resources.
Flexible pooled workplace plan types
Whether your client is looking for 401(k), 403(b), or another Defined Contribution plan, Empower works with you to choose and design a plan that fits their business and their employees — and helps put it in place.
PEP
Pooled employer plan
Multiple unrelated employers participate under one pooled plan.
MEP
Multiple employer plan
Multiple employers related by a group or association participate under one pooled plan.
PEO
Professional employer organization
Employers partner with a plan offered by a company that manages human resources, payroll, and benefits.
PEPs: Rethinking your role in a changing model
Take a look at how a PEP can transform a plan and help administer it more efficiently.
The PEP model has transformed how we grow our business — allowing us to serve industries that have historically been overlooked while delivering a more efficient, scalable solution. Most importantly, it’s helping bring retirement coverage to employees who otherwise wouldn’t have access.
Tom Krusic, Consultant2
June 2024
Bringing it all together
A full suite of pooled plan benefits in one simplified solution. Expand your offering to include Empower's suite.
Workplace perspectives
Stay connected and enhance your benefits strategy with Empower’s thought leadership insights.
The "PEP talk" retirement plans may need
A pooled employer plan (PEP) can help reduce administrative burden, shift fiduciary responsibilities, and bring everything together in one streamlined experience.
How PEPs change the advisor's role
What the rise of PEPs means for retirement plan advisors.
In case you missed it...
Get caught up on the latest PEP webinar, “How PEPs Are Changing the Advisor’s Role Today,” and see where advisors are tuning in.
Empowering America’s Financial Journey™
New findings show how plan design, simplicity and participant support shape financial readiness.