Sorry, you need to enable JavaScript to visit this website.

A focus on financial wellness

Financial health is a cornerstone of the experience we deliver.

Financial overview
Participant experience
Personalized communication
Fiduciary advice solutions
Additional solutions

Empower Consumer-directed healthcare

Empower offers a suite of consumer-directed healthcare (CDH) solutions designed to help individuals better manage healthcare costs alongside their overall financial goals. These solutions – including health savings account (HSA), flexible spending account (FSA), and health reimbursement arrangement (HRA) options – enable individuals to save, invest, and spend their healthcare dollars more effectively.

Provides integration with the award-winning1 Empower participant experience

Enable participants to see all of their retirement and healthcare benefits in one, place so they can plan for their future expenses.

Supports current healthcare needs

Empower CDH enables account holders to save on a tax-advantaged basis today for future healthcare expenses. In addition to other available services, account holders may use debit cards to facilitate direct payments to providers for eligible healthcare costs.

Empower Student Debt Solution

The Empower Student Debt Solution powered by Candidly is designed to help your employees pay off their student debt. While the program offers lending products and guidance tools that can help employees save on their student loan payments, you can also help them pay down their student debt. Or you can choose to contribute to their retirement plan accounts based on their student loan payments.

That’s why we’ve teamed up with Candidly, a market-leading student debt management platform, to help guide your employees through the education finance journey. Candidly is a savings optimization platform that addresses the full lifecycle of education expenses and empowers people to make simultaneous progress on paying down student debt and building wealth.

Help your employees reduce the financial stress associated with paying down their student debt.

Evaluation tools

Tools and resources are provided to employees so they can explore options for paying down their student debt.

Contributions

Employers can make contributions to help employees pay back loans more quickly — or stay on track toward retirement.

The Empower Student Debt Solution is provided by Candidly, which is not affiliated with Empower Retirement, LLC or its affiliates. 

1 2023 PLANSPONSOR Best in Class: DC Providers Survey, February 2024. 

Empower Consumer-directed healthcare (CDH) is provided in partnership with Alegeus Technologies, LLC., which is not affiliated with Empower Retirement, LLC or its affiliates. 

Some features may not be available and are subject to change without notice. 

FOR FINANCIAL PROFESSIONAL USE ONLY.