We believe everyone deserves access to fiduciary advice
We offer participants a variety of ways to access the fiduciary advice they want and need.
Investors crave advice that is personalized, unbiased and simple to understand1
76%
Wish someone would explain retirement savings to them in a simple way
53%
Think it is important to talk with someone who understands their needs
We offer a fiduciary advice model for everyone via their preferred communication:
A comprehensive fiduciary advice program
Whether savers are looking for quick, point-in-time check-ins or a recurring and comprehensive program, our fiduciary advice program is designed to support a wide range of needs. This model delivers advice on topics like savings rates, investments, distributions, financial planning (budgeting, debt management, etc.) and retirement income planning.
There is no guarantee provided by any party that participation in any of the advisory services will result in a profit.
Dynamic QDIA 5
Empower Dynamic Retirement Manager (DRM)™, Empower Retirement’s dynamic QDIA, allows employers to address the unique needs of each employee through their QDIA by transitioning savers into a personalized retirement strategy at a predetermined age.
Fiduciary protection
Our fiduciary advice solutions provide either 3(21) or 3(38) participant-level fiduciary advice on a variety of topics, including: savings strategies (pretax or Roth), savings rates, investments, distributions, financial planning (budgeting, debt management, etc.) and retirement income planning.
3(38)
service for those subscribing to Advisory Services
3(21)
service for those using online or point-in-time advice
Help give your employees the help they need for a brighter financial future. Please contact your sales representative at 877-630-4015
1 Empower Institute, “State of Financial Inclusion,” January 2021.
2 Point-in-time advice is provided by an Empower representative registered with GWFS Equities, Inc. at no additional cost to participants. There is no guarantee provided by any party that use of the advice will result in a profit.
3 Online advice and the managed account service are part of the Empower Retirement Advisory Services suite of services offered by Advised Assets Group, LLC, a registered investment adviser.
4 The advisory services are offered by the named registered investment adviser as defined by the advisory services agreement. Subadvisory services are provided by Advised Assets Group, LLC, an unaffiliated registered investment adviser. The named registered investment adviser may pay some or the entire participant advisory services fees to AAG.
5 The managed account service offered through Empower Dynamic Retirement Manager is provided by the named registered investment adviser as defined by the advisory services agreement.
FOR FINANCIAL PROFESSIONAL USE ONLY.
RO181385-1021