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Empower Institute

The Empower Institute explores many aspects of the retirement savings puzzle and works to blaze the trail on potential solutions to some of the most vexing challenges on this front facing the American worker today.

Institute
Image of a line graph with ups and downs
Jan 27, 2022
Empower Institute

Americans’ financial confidence

Americans report conflicting feelings about their financial health as spending and debt worries offset market, salary and employment gains.
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Aug 26, 2021
Empower Institute

Less jargon, more clarity

Almost half of savers say financial terms make them hesitant to talk about money. Using the right words is especially critical in financial matters. 

a couple sits in living room reviewing financial documents
Jun 7, 2021
Empower Institute

For retirement savers, hindsight is ‘2020’

According to Empower research, some Americans have taken advantage of the Coronavirus Aid, Relief, and Economic Security (CARES) Act provision to draw from their retirement accounts early.

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Apr 5, 2021
Empower Institute

HSA vs. FSA

Only one account can boost employees’ retirement savings. Make sure your employees know the difference.

Carefully consider the investment option’s objectives, risks, fees and expenses. Contact Empower for a prospectus, summary prospectus for SEC-registered products or disclosure document for unregistered products, if available, containing this information. Read each carefully before investing.

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser, Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.  

IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. The results may vary with each use and over time.

Investing involves risk, including possible loss of principal.

Insurance products are issues by or offered through Empower Annuity Insurance Company of America, Corporate Headquarters: Greenwood Village, CO; or in New York, by Empower Life & Annuity Insurance Company of New York, Home Office: New York, NY. 

The managed account service is part of the Empower Advisory Services suite of services offered by Empower Advisory Group, LLC, a registered investment adviser.

The Empower Institute is a research group within Empower.

“EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America.

All features may not currently be available and are subject to change without notice. ©2022 Empower Retirement, LLC. All rights reserved.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency.