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Empower Ready Select™

Simple, smart small business retirement plans 

For small businesses building big futures, Empower offers small business retirement plans to help you save on taxes today. Let's find your path forward.1

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Our Small Business Retirement Plan Highlights

Beyond the comprehensive features, Empower Ready Select simplifies offering small business retirement plans. You can attract and retain top talent, potentially qualify for valuable tax credits, and benefit from integrated fiduciary support, making it easier to build a secure future for your employees and your business.

 

Who is eligible?Full and part-time employees
Employee contributionsPre-tax and Roth included
Employer contributionsCompany match and non-elective contributions available
WithdrawalsIn-service withdrawal and loan available
TPA partnersTPAs that are part of the Empower Ready Select program.

 

Existing 401(k) plans (up to $1M in assets) may be eligible for Ready Select if the current plan design fits this simple solution. Access our Empower Ready Select fact sheet for more plan details. 

Plan management expertise

Empower has partnered with some of the best third-party administrators (TPAs) in the industry that have extensive experience managing Empower retirement plans.

With Empower Ready Select, choose from one of several premier national or regional TPAs that are part of the Empower Ready Select program.
 

Instantly generate a proposal today

Empower Ready Select is available exclusively through the Empower Proposal System (EPS).

Take advantage of SECURE 2.0 tax credits, and address state mandates by offering an Empower 401(k) plan.

Sign in today!

1 2023 PLANADVISER Retirement Plan Adviser Survey, as of February 2024.

FOR FINANCIAL PROFESSIONAL USE ONLY.

Online advice and the managed account service are part of the Empower Advisory Services suite of services offered by Empower Advisory Group, LLC, a registered investment adviser.

EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC.

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Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not EAG clients. EAG Form CRS

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.