The Empower Way
Everything we do is designed to support your financial success as you prepare for retirement and all of your financial goals. Listening to what matters to you and helping you be ready for all of life's moments, big and small, that is the Empower way. It's why over 17 million Americans trust us with their savings.1
Here's what you can expect:
What we offer
Empower Premier IRA
Save for retirement with straightforward help and advice on your financial goals. There are no annual fees, access to over 150 mutual funds, guaranteed income and professional investing advice.
Empower Brokerage IRA
If you like selecting and monitoring your own investments, our Brokerage IRA has commission-free stock and exchange traded funds trading2 as well as access to thousands of no transaction fee mutual funds.
Empower Investment Account
Whatever your goals might be, an Empower Investment Account can help get you there. You’ll get commission-free stock and exchange traded funds trading2 plus the option for a professionally managed account.
Empower Private Client Solution
This exclusive, customized portfolio and dedicated advisor team specializes in what matters most to you. Let us help optimize your portfolio and more.
Even more ways we can help
Personalized financial advice
Debt and savings solutions
Healthcare and education resources
Financial security solutions
Here's what people are saying about working with us
felt more confident about their retirement.3
felt they gained more knowledge.3
would recommend someone they know to Empower3
We provide assistance through every step of your financial journey
We are committed to helping you achieve all of your financial goals. Everything we do strives to fulfill this mission.
For questions about how we can help you, call us at 866-317-6586.
Now is a good time to open an Empower IRA. At Empower, we help you through every step of your retirement savings journey.
You get features and benefits depending on which tier you fall into based on your account balance - Platinum, Gold or Silver. This may include a dedicated retirement advisor, financial planning and a wealth of online resources.
You could also use your IRA to consolidate additional assets that might take you to the next tier and help you get more out of your relationship with Empower.
Up to $99,999
$250,000 or more
|Welcome call from an Empower consultant||✓||✓||✓|
|No administrative fees in Premier IRA
(Other fees may apply)4
|Free online trading of stocks and exchange-traded funds (ETF's) in brokerage accounts2||✓||✓||✓|
|Online tools, education and resources||✓||✓||✓|
|30% discount on credit monitoring and identity protection from Experian||✓||✓||✓|
|Industry market updates and webcasts||✓||✓||✓|
|Dedicated retirement advisor
Includes initial and ongoing consultations on your investments and financial strategy
|Reduced fees for managed accounts||✓||✓|
|Free Medicare consultations5||✓||✓||✓|
|Comprehensive financial planning with certified professionals6||Low cost||Low cost||Free|
|Access to loan, credit card, life insurance, high-yield savings and online security offers7||✓||✓||✓|
|Discounted estate planning services from Trust & Will7,8||✓||✓||✓|
There is no guarantee provided by any party that participation in any of the advisory services will result in a profit.
1 As of April 1, 2022. Information refers to all retirement business of Great-West Life & Annuity Insurance Company (GWLA) and its subsidiaries, including Empower Retirement, LLC; Great-West Life & Annuity Insurance Company of New York (GWLANY); and Prudential Retirement Insurance & Annuity Company (PRIAC), marketed under the Empower brand.
2 The first one thousand trades (1,000) placed online each calendar year are $0; thereafter, each online trade will be charged $6.95.
3 Empower Retirement satisfaction survey and IVR data as of October 2021.
4 Additional transaction fees may apply depending on trading activity.
5 Medicare consultation services are provided by Extend Insurance Services, LLC d/b/a Via Benefits Insurance Services, which is not affiliated with Empower Retirement, LLC or its affiliates. Empower may receive referral payments from Via Benefits. Medicare has neither reviewed nor endorsed this information. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.
6 Advised Assets Group, LLC, a registered investment adviser, provides financial planning services using the MoneyGuidePro tool. MoneyGuidePro is not affiliated with Empower Retirement, LLC and its affiliates. Empower Retirement, LLC and its affiliates are not responsible for the third-party content provided.
7 Empower Premier IRA includes some products and services (“products”) made available by third-party providers. Empower Retirement, LLC and its affiliates are not affiliated with the third-party providers or responsible for the products available or the information or content provided. Empower may receive referral payments from the third-party providers.
8 The estate planning information from Trust & Will is provided for informational purposes only, and should not be construed as legal advice. This is not a referral service. Empower Retirement, LLC is not affiliated with Trust & Will.