Money for your milestone moments

Earn 3.75% annual interest1 with no minimums. Empower Personal Cash™ helps grow your money and save for whatever comes your way.

Make cash part of your financial strategy

Cash is a critical part of any balanced portfolio. Put it to work for you in a high-yield cash account, where it earns interest.

8x the national average (see footnote 5)

Get above-average returns

Your money works harder for you with a 3.75% APY (annual interest rate) -- higher than the average savings account.

Earn more faster with direct deposit

The sooner your money hits your account, the more time it has to potentially grow. And with compound interest, your savings may grow faster over time.

Track your cash with your other accounts

The Empower Personal Dashboard™ securely connects all your accounts in one place, so you get the full picture of your finances.

Level-up your cash with low-risk liquidity

A secure way to grow your cash

Multi-layered security and fraud protection help keep your assets and information safe.

Withdraw up to $100,000 a day

Use it to invest, make large purchases, and even pay expenses with automated bill pay.

Unlimited transfers6, no fees

Make all the transfers you like, with no account fees or account minimums.

FAQ

Multilayered security and data privacy

Industry-standard encryption, multifactor authentication, and fraud protection help keep your assets and information safe.