The Currency - Life

Redefining the ideal retirement

To explore what defines the ideal retirement in America, we surveyed over 1,000 adults about their views on living locations, activities, and concerns. What we learned may surprise you.

city skyline of affordable place to live

Most affordable U.S. cities for working adults and retirees

Explore the most affordable cities for working adults and retirees based on factors like cost of living, taxes, healthcare, and home prices.

Purchasing power: what it is and how it works

Purchasing power, or buying power, refers to how much you can buy with a specific amount of money. It goes up and down over time according to various economic factors. Find out how to mitigate risk to your purchasing power.

Father and daughter high five while cheering on their favorite football team.

Empower research shows more than a third of fans will cut back on football expenses

If you’re like most Americans, you’re definitely ready for some football. But is your wallet? From betting to managing your fantasy team to watching the big game every weekend, focusing on the X’s and O’s of your savings strategy can help you keep pace with your long-term goals and build a winning game plan for your future.

Cracking the code on cost of living

Life can be expensive. From major monthly expenses like housing to daily costs like groceries, where you live and how you spend can have a big impact on your long-term financial plan. Uncover the variables that determine cost of living and get tips on reducing your cost of living to help support your long-term financial plan.

cake-topper couple stand on stacks of coins

Do I, as a normal person, need a prenup?

Prenups aren't just for the rich and famous. But how does someone know if a prenup is a good idea for them and their partner? Learn what a prenup covers, plus situations when you may want to put one in place.

10 best places to retire in New Mexico

New Mexico has become a popular retirement destination for its low cost of living, warm climate, rich culture, and many amenities.. We’ve rounded up the 10 best places to retire in New Mexico so you can find your next home.

Why I’m aiming to leave a minimal inheritance to my adult kids

A mother of three kids makes the case for leaving a minimal inheritance and outlines how she's instead investing in her children's future for a lasting legacy.

How to manage a windfall

Suddenly coming into cash can be exhilarating (just ask the new winner of the $1.6 billion-plus Maga Millions jackpot), but it can pitfalls. Get our take on a few general guidelines for how to deal with a large windfall.

Mortgage buydown: What it is and how it works

A higher interest rate can add hundreds — or thousands — of dollars to your mortgage payment and can significantly increase the cost of the loan over the long term. If you’re considering buying a house and are anxious about today’s high interest rates, learn how a mortgage buydown can help and whether it’s the right choice for you.

How purposeful spending contributes to long-term happiness

Purposeful spending can contribute more to long-term happiness than the latest trend or gadget that’s purchased on a whim. Let’s take a closer look at the science behind spending.

Financial planning for young adults

Young adults have time on their side as they get started with investing. Here are a financial advisor's top seven suggestions for money management in young adulthood.

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