Empower Difference - Empower Experience

Helping you make the most of your money

Sign up today for your free Empower Personal Dashboard^TMand start moving toward financial freedom.

Net worth

Do you know how much money you really have? Get a complete picture of your finances.

Savings planner

Understand how much you’re saving and if you should be saving more.

Investment checkup

Make sure your investments are working hard for you, particularly if your goals or situation change.

Retirement planner

Determine where you are and set yourself up for retirement success.

18M+

customers¹

“...the tool to beat.”³

As of 2019

88%

would recommend someone they know to Empower³

$1.4T

Plan assets administered¹

What makes us different

Our people. Our technology. Our approach. Together, these set us apart
and allow us to focus on you and what’s best for your future.

Real help. Real people.

You’ll always have the chance to talk to a real person. They’ll listen, ask questions and work with you to understand your needs and provide simple next steps.

Easy to understand

We believe your finances should be easy to understand, so we make sure we explain everything in simple terms.

A 360° view

See a complete picture of your accounts in one place with a single login. Plus, access tools designed to help you track, manage and plan your finances.

Solutions for your money

Wealth Management

Whether you’re looking for more investment solutions or sophisticated financial management, we’ve got you covered.

A man and two women in kitchen working on mobile devices

IRA

Save for retirement with straightforward help and advice on your financial goals. There are no annual fees, access to over 150 mutual funds, guaranteed income and professional investing advice.

Empower Personal Cash^TM

A simple, easy and secure place for all your money.

Taxable Account

If you like selecting and monitoring your own investments, our Brokerage IRA has commission-free stock and exchange traded funds trading² as well as access to thousands of no transaction fee mutual funds.

Investment Account

Whatever your goals might be, an Empower Investment Account can help get you there. You’ll get commission-free stock and exchange traded funds trading² plus the option for a professionally managed account.

See what our customers are saying

“Choosing Empower really helped us see a bigger picture. They give you advice on so many different aspects of your financial future.”

Harin and Jenny
Empower customers

“Over time, we developed a really good relationship with our advisor. I really feel like I know him a bit as a person. And more importantly that he knows us and our values. He knows us as a family.”

Rhett and Bernadette
Empower customers

“In the retirement planner, we created a scenario where we bought a second home in Montana. It was a real holistic view of all of our finances as well as how they all looked in the future.”

Roy and Debbie
Empower customers

At the time these testimonial were collected, the featured individual were clients of Personal Capital Advisors Corporation (“PCAC”) and were not compensated for providing this testimonial. Advisory services previously provided by PCAC are now provided by either PCAC or Empower Advisory Group, LLC (“EAG”) depending on your specific investment advisory services agreement. Advisory services provided by EAG are substantially similar to those of PCAC.

Committed to security

Our security team is dedicated to protecting your financial data. With multiple layers of security, your accounts, money and information will always be kept private and secure.

Empower Security Guarantee

Multi-factor authentication

Constant security testing

Top-rated encryption
technology

1 As of June 30, 2023. Information refers to all retirement business of Empower Annuity Insurance Company of America (EAICA) and its subsidiaries, including Empower Retirement, LLC; Empower Life & Annuity Insurance Company of New York (ELAINY); and Empower Annuity Insurance Company (EAIC), marketed under the Empower brand. EAICA’s consolidated total assets under administration (AUA) were $1,387.9B. AUA is a non-GAAP measure and does not reflect the financial stability or strength of a company. EAICA’s statutory assets total $73.98B and liabilities total $70.1B. ELAINY’s statutory assets total $7.2B and liabilities total $6.9B. EAIC’s statutory assets total $90.1B and liabilities total $88.8B.

On August 1, 2022, Empower announced that it is changing the names of various companies within its corporate group to align the names with the Empower brand. For more information regarding the name changes, please visit http://www.empower.com/name-change

2 From The New York Times ©2018 The New York Times. All rights reserved. Used under license. Awards referenced were originally awarded to Personal Capital Corporation ("PCC")'s financial tools. Awards were given by non-compensated, unaffiliated entities.

3 Empower satisfaction survey and IVR data as of June 2022.

Advisory services are provided for a fee by either Personal Capital Advisors Corporation ("PCAC") or Empower Advisory Group, LLC (“EAG”) depending on your specific investment advisory services agreement. Both PCAC and EAG are registered investment advisers with the Securities and Exchange Commission (“SEC”) and subsidiaries of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not PCAC or EAG clients.

An experience built around you