Knowledge can pay. Americans estimate they lost about $948 last year to financial literacy gaps — adding up to roughly $246 billion nationwide. Here's this month's money news.

More than half of Gen Alpha’s parents are already discussing spending, saving, and budgeting with their kids, often before age 4.

Learn what a traditional IRA is and how it works — including eligibility, withdrawal rules, 2026 contribution and deduction limits, and comparisons with other retirement accounts.