The Currency - Money

What is the average asset allocation by age?

Investment portfolios vary by age, goals, risk tolerance, and other factors. Learn more about the average portfolio mix by age.

money

The crypto clarity bill: What the GENIUS Act could mean for investors

The GENIUS Act could bring clear rules around stablecoins, with major impacts on the option of digital currency and the regulation of the market.

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Accelerating Access

Empower’s new “Accelerating Access” research highlights a growing demand among Americans for more choice and broader access within their retirement savings options.

money

What the big, beautiful bill could mean for wallets nationwide

New legislation will reshape the tax code, adjust federal health spending, and retool college savings plans. Here's what you need to know about the law.

life

Money meets lifestyle: Consumers spend $2.1 trillion on experiences

Increasingly consumers are putting their money where the memories are, investing disposable income in authentic experiences that resonate emotionally.

money

Stagflation talk is picking up. Here’s what driving the conversation

Stagflation has resurfaced in financial conversations and headlines in recent months as economists consider the risks of stubborn inflation and slower growth.

money

What makes a millionaire? 30 revealing stats for 2025

What makes a millionaire? There are many paths to financial success: from 401(k) millionaires to savvy planners, these insights reveal how wealth is built and sustained across the U.S. and around the world.

money

🍦 Cherry on top

Empower research shows that 68% say hosting barbecues are noticeably more expensive this Fourth of July. Here's this week's money news.

money

In-plan Roth conversion: How it works, benefits, taxes

An in-plan Roth conversion offers retirement savers the chance to potentially grow more of their retirement nest egg tax-free.

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Adding Value: How to travel smart and live a little

Travel smart and live a little. July offers a fresh start for the second half of 2025 and plenty of travel opportunities for all types of budgets and interests.

money

Americans’ household wealth in Q1 2025

The latest data from the Federal Reserve and the Empower Personal DashboardTM paints a nuanced picture of American household wealth in 2025.

money

Day in the life: What it really costs to live in 6 major U.S. cities

What does a typical weekday cost in six major American cities? Beyond rent and utilities, everyday expenses, from your morning coffee to childcare and commuting, paint a fuller picture of affordability and lifestyle.