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Friday, December 12, 2025

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264 results found for “Personal finance”.

Bonus tax rate: How bonuses are withheld in 2025 and 2026

Tax withholdings can impact your work bonus and the methods employers use to calculate it. Learn what steps to take to minimize the impact of taxes on your bonus.

AI and financial guidance: Why digital safety is key and human advisors still lead

Many retirement savers may be tempted to share personal financial details with AI chatbots. But convenience comes with privacy risks and potential errors.

Standard deduction: Tax advantage

The standard deduction is a fixed dollar amount that reduces the portion of your income on that you’re taxed. It allows taxpayers to reduce their taxable income and simplify the tax process.

10 financial resolutions for 2026

The new year provides a great opportunity to check in and see how you can potentially up your financial game. Here are ten ideas for 2026 financial resolutions.

Wealth Watch: What Americans spent and saved in 2025

Americans spent more in 2025 on travel, merchandise, and experiences while essentials continued to rise, yet many still boosted savings — especially Gen Z.

5 terms to know to use credit cards responsibly

Understanding core credit terms can help people consider steps that fit their financial situation.

401(k) matching example: Potential growth over time

Example of 401(k) matching and how this can potentially affect your retirement savings over time.

Roth 401(k) vs. Roth IRA: Key differences

Roth 401(k) vs. a Roth IRA have big differences. Learn more about each account's contribution limits, eligibility criteria, and required minimum distributions in retirement.

Money meets lifestyle: Americans prioritize meaningful purchases this holiday season

Consumers are approaching the season with intention and some restraint, favoring purchases rooted in value and opportunities for connection, meaning, and shared moments.

What is lifestyle creep, and how can you control it?

Discover what lifestyle creep is, why it happens, and practical steps to stop it from affecting your savings. Learn smart spending and investing practices.

A $1 trillion holiday season: Sparked by prices or purchases?

Analysts say this year’s retail cheer comes with a caveat: Growth appears steady on paper, but most of it reflects higher prices rather than heavier spending.

The December Mindset

Close to a quarter of Americans say the financial choices they make in December set the tone for the new year (21%), according to new Empower research. 

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