529 withdrawal rules: Taxes, penalties, and how it works 529 plans can be a smart tax move to save for college, and be sure you understand how qualified and non-qualified withdrawals work to maximize the value.
How much to save for college: A realistic guide for parents As college costs climb, how much you need to save depends on your goals, timeline, and overall college savings strategy.
529 plan myths: 6 facts that could change how you save Saving for college can be a prime time to also save on taxes. Get the facts on how 529 accounts work.
What to do if you have an overfunded 529 plan What are your alternatives if your child has finished college (or decided not to attend college), and there’s money left over in your 529 plan? Here are six options to consider.
How to consolidate and refinance your student loans Student loan consolidation is the process of combining multiple separate loans into one new loan. Here's how to consolidate your loan and the potential benefits.
529 to Roth IRA rollover: A new way to save for retirement Eligible 529 savings can now be rolled into a Roth IRA for the same beneficiary, tax- and penalty-free, turning excess education funds into a powerful retirement boost.
Unraveling the 403(b): Eligibility, withdrawal rules & taxes A 403(b) plan is similar to a 401(k) plan with a few exceptions. Here's how 403(b) plans work, as well as the pros and cons of investing in this type of retirement plan.
What can 529 funds be used for? Get a Sense Check Empower financial professional Nick Ryan answers the top questions families have about 529 plans: What the funds can be used for, what has changed recently, and what happens if your child doesn’t go to college.
How to invest in a 529 plan during uncertain times Families with 529 plans are face a different kind of homework: figuring out how to keep their education savings on track while markets shift and college deadlines approach.
The big changes to 529s in the 2025 spending bill July’s spending bill doubles the withdrawal limit for K-12 expenses to $20,000 and expands how families can use their education savings, including for nontraditional learning and IRA rollovers.
529 college saving plans could see greater flexibility under new tax bill A 529 expansion result in SAT fees, homeschooling expenses, and non-college programs becoming eligible for tax-free 529 withdrawals.
Pencils down: Getting ahead of resumed student loan repayments After being on pause since 2020, federal student loan collections are officially back. Borrowers in default have options to get back on track with repayments.