This fourth study, Empowering America’s Financial Journey™ (EAFJ Government edition), is designed to use plan data to help employers really understand their employee demographics and behaviors.

New findings show how plan design, simplicity and participant support shape financial readiness.

The growing demand for GLP-1s is driving up costs for employers who cover them — but as workers’ health improves, employers could see some economic returns in the long-run.

It’s common to see chief AI officers and chief sustainability officers rubbing elbows with chief executive officers in many corporate C-suites these days.

The popularity of earned wage products offered by companies is surging amid growing expectations among younger workers that pay should be more immediate. 

ERISA at 50 years and the democratization of advice through defined contribution plans.

For plan sponsors looking to engage employees and optimize their open enrollment experience, taking just a few steps may go a long way toward enhancing the process.

SIMPLE IRAs (Savings Incentive Match Plan for Employees IRA) can be a good option for self-employed and small business owner clients with fewer than 100 employees.

Empower research finds that workplace savers who have taken advantage of advice interactions available through their plans are significantly better prepared for retirement than those who haven't.

Exploring five key considerations when evaluating retirement income options can help simplify the review process, make it feel more manageable, and open the door to seeking help from expert resources.

People who are engaged with their retirement plan, leverage financial wellness tools and resources, seek out advice, and link accounts to create a more comprehensive view of their financial situation save more than people who are not engaged with their retirement plan.

The pause on federal student loan payments ended in October and borrowers are required to resume monthly repayments.