A high-net-worth individual (HNWI) is someone who has a certain level of net worth, which is measured by subtracting total liabilities from assets. The term is used mainly in the financial services industry so financial service providers can provide HNWI clients with exclusive services and benefits.
HENRY is an acronym for "high earner, not yet rich." It is used to describe someone who earns a high income, usually between $100,000 to $500,000, but has not saved or invested enough to be considered rich. HENRYs typically spend a large portion of their earnings on expenses and purchases.