What is PITI? PITI stands for principal, interest, taxes, and insurance. It's what makes up your annual homeownership expense and determines how much house you can afford.
Multigenerational living is on the rise As home-buying costs climb and caregiving demands rise, multigenerational living is shifting from a niche solution to a mainstream strategy for more households.
Saving for a home: The states where a 10% down payment comes together fastest A state‑by‑state look using a 10% of discretionary income savings plan — plus what 2026’s forecast could mean for timelines.
How does refinancing a mortgage work? Get a sense check Understanding factors like rate trends, loan terms, fees, and tax implications can determine whether refinancing makes sense for your financial situation.
California Propositions 13 and 19: What you need to know Understand how California’s Propositions 13 and 19 affect property taxes, inheritance, and gifting. Learn about step-up basis, gift tax, and estate planning risks.
Rent vs. buy: The new math in today’s housing market Rent or buy in 2025? At a 6.58% rate, this 50-metro analysis shows where ownership or renting wins — plus the biggest monthly savings by city.
Why buyers are slowly gaining an edge in a challenging housing market Buyers are finding slightly more leverage in today's housing market thanks to rising inventories, easing prices in some areas, and a dip in mortgage rates.
2025’s smartest home trends: DIY or professional? The latest trends show homeowners embracing budget-friendly projects, and here’s when to roll up sleeves and when to bring in a pro.
All things equal? Why new homes prices are nearly the same as existing homes Buyers usually pay a big premium for brand new homes, but not these days. The price gap between a new home versus an existing home is near historical lows.
The cost of living in paradise Find out what dream destinations really cost to call home. Across the U.S., cities like Honolulu, San Diego, Phoenix, and Orlando attract those seeking scenic views, warm weather, and sometimes a slower pace.
Locked-in loans: Assumable mortgages shake up homebuying For many homebuyers, today’s mortgage rates may stand in the way of finalizing a purchase. Some are discovering a little-known option that could help.
Small backyard homes break new ground A quiet housing evolution is taking place in backyards across the U.S., as new zoning laws and permitting process make it easier to build accessory dwelling units, also known as ADUs.
