Roth IRA vs. 401(k): Key differences Learn how Roth IRAs and 401(k)s — two of the most popular retirement accounts — differ in structure, contribution and withdrawal rules, and tax benefits.
How to build an emergency fund Learn how to build an emergency fund by setting a savings goal, tracking expenses, and automating contributions to an accessible account.
What to do when a loved one dies: A financial checklist Not every financial decision is urgent — and knowing what can wait may be as important as knowing what can’t.
Charitable remainder trust A charitable remainder trust (CRT) is an irrevocable trust that pays income to beneficiaries, then gives remaining assets to charity, with potential tax benefits.
What is a 457(b) plan? A 457(b) plan can help public-sector workers and select employees at tax-exempt organizations save for retirement, but key rules vary by plan type and design.
5 essential estate planning documents Learn why estate planning matters, what five key documents every plan should include, and how they help protect your assets and loved ones.
Revocable vs. Irrevocable Trust: Key differences Explore revocable versus irrevocable trusts in estate planning, including how each works, their potential advantages and drawbacks, and what to consider when choosing one.
What is adjusted gross income (AGI)? Your adjusted gross income (AGI) plays an important role in filing your income taxes but also applies when it comes to other income-based programs and benefits. Learn what AGI is and why it’s important to calculate.
What is a high-yield savings account? Learn how a HYSA works, when to use one, and how it can fit into a well-rounded financial plan.
What is a Health Reimbursement Arrangement (HRA)? A health reimbursement arrangement (HRA) is an employer-funded benefit that reimburses eligible medical costs while offering potential tax savings.
Becoming the 401(k) millionaire next door According to Empower data, retirement millionaires have saved nearly $2.5 million on average in their combined retirement accounts.
What is a rollover IRA? A rollover IRA is an informal name used to describe an IRA funded with a rollover from a workplace retirement plan. Learn the benefits, rules, taxes, and next steps.