Search | Empower

126 results found for “Financial planning”.

529 plan qualified expenses: What counts and what does not

Learn which 529 expenses qualify for tax-free withdrawals after recent law changes — and which costs could trigger taxes and penalties.

Roth vs. traditional IRAs: Which should I choose?

Two common types of IRAs are Roth IRAs and traditional IRAs, which have similar contribution limits but differ when it comes to their tax advantage. Which should you choose?

6 ways to balance your saving, debt payoff, and investing goals

An “order of operations” approach can help you prioritize your competing financial demands with purpose.

How to choose a 529 plan

Here's what to look for in fees, tax benefits, investment options, and other features of this education savings tool.

What is a traditional IRA and how does it work?

Learn what a traditional IRA is and how it works — including eligibility, withdrawal rules, 2026 contribution and deduction limits, and comparisons with other retirement accounts.

What to know about FSAs in 2026

Flexible Spending Accounts come with higher contribution limits and clear pros and cons but may take careful planning.

What is a Roth IRA?

A Roth IRA is an individual retirement account funded with after-tax dollars that may offer several benefits such as tax-free withdrawals and no required distributions.

FSA vs. HSA: What’s the difference?

Explore the differences between Flexible Spending Accounts (FSAs) and Health Savings Account (HSAs), including 2026 criteria, contribution limits, and tax benefits.

What is a sinking fund? How to help keep budgets afloat without touching emergency savings

This saving strategy can help you prepare for irregular expenses, avoid debt, and keep your safety net intact.

5 building blocks of financial literacy

Achieving financial freedom begins with knowledge and know-how, and learning to apply some key financial skills can be pivotal steps in learning to effectively manage money, stay on course, and navigate challenges along the way.

Becoming the 401(k) millionaire next door

The amount of retirement millionaires continues to grow, according to Empower data, with 21.9% of Americans falling into this category of retirement savers.

7 questions to test your financial health

Maintaining good financial health is an ongoing journey. Try this 7-point checklist to take a personal inventory, revisit goals, and gauge how well you’re doing.