“Giving while living” can help build generational wealth Learn how a lifetime gifting strategy can support heirs sooner, offer potential tax efficiencies, and strengthen a financial legacy.
Digital estate planning: Preserve wealth and security by thinking ahead As Americans juggle more online accounts and financial tasks, people need to account for their digital legacy when estate planning.
What is a vesting period? Your vesting period is an important factor to consider in employer benefits because it determines when you own your retirement assets or equity compensation.
How do I know if I’m ready to retire? Get a Sense Check In this edition of Sense Check, Empower financial professional Kristina Behrens weighs in on retirement readiness questions and how planning may evolve over time.
What is long-term care insurance, and who needs it? Health needs can evolve over time, and long-term care insurance could help bridge a financial gap.
What to know about HSAs, FSAs, and HRAs in 2025 HSAs, FSAs, and HRAs each offer potential tax perks and flexibility for managing healthcare spending today and in retirement.
Not quite ready to retire early? Try “Coasting” instead The Coast FIRE strategy has some who’ve reached their target retirement savings skipping the early part and sailing through a chunk of their careers.
The rise of health savings accounts with Gen Z and Millennials Rising limits and growing adoption are turning Health Savings Accounts (HSAs) into a long-term tool for younger workers.
Understanding the costs of a healthy retirement With rising medical prices, gaps in Medicare coverage, and the possibility of long-term care, out-of-pocket healthcare costs can be substantial and unpredictable.
Bonds are back in the spotlight for investors After years of low returns, bonds are experiencing a renewed appeal in a high-interest, moderate-inflation environment.
Planning ahead: Balancing saving and spending in retirement Building a strong nest egg for retirement should account for both necessities and long-awaited experiences.
401(k) RMD rules to know before you withdraw Learn how and when to take 401(k) RMDs. Empower breaks down age rules, deadlines, taxes, and penalties so you can withdraw with confidence.