Empowering America's Financial Journey 2023 Empower’s third annual study of workplace savers explores how they are progressing on their journeys to financial freedom by looking at how they save, invest, and get advice.
Taking stock: A look at how Americans are investing Examining how Americans are redefining investing and gifting, with insights from 1,003 stock owners and retail investors.
Now or later: Making moves toward money milestones Financial goals can have different target dates. In this research, consumers weigh in on which milestones they're working toward and when they want to hit them.
Financing the festivities: America’s holiday spending and saving habits With the holiday season in full swing, the time of giving is also the time for spending. Empower surveyed 1,003 Americans to see what this season has in store for plans to both spend and save money.
Can money buy happiness? The secret to Financial Happiness: To most Americans, it’s more than net worth. Empower’s new research explores the state of happiness in life, work, and play to find out what it really takes to be happy in your working years and beyond.
Everyday luxuries: Where are people overspending? With heightened inflation in recent years, many feel anxious spending money on non-essential items. But you can tighten your budget without giving up life’s pleasures.
Deep dive into digital payment apps Discover how digital payment apps are reshaping consumer behaviors and explore the latest trends, user experiences, and AI adoption within the U.S.
Most affordable U.S. cities for working adults and retirees Explore the most affordable cities for working adults and retirees based on factors like cost of living, taxes, healthcare, and home prices.
Navigating the challenging new landscape of student loans The pause on federal student loan payments ended in October and borrowers are required to resume monthly repayments.
Redefining the ideal retirement To explore what defines the ideal retirement in America, we surveyed over 1,000 adults about their views on living locations, activities, and concerns. What we learned may surprise you.
How a third of American households are bracing for $1,000 monthly student loan bill With federal student loan payments resuming in October, here's how U.S. households are approaching the change, plus tips from a financial professional on adjusting your budget.
Gen Z is having more fun than everyone else this summer As prices continue to soar across the map, Empower’s new research explores how Americans are spending in the summer of ’23.