Financial literacy often brings to mind budgets, investments, and market headlines. But beneath the spreadsheets and strategy is something just as powerful: psychology. 

Achieving financial freedom begins with knowledge and know-how, and learning to apply some key financial skills can be pivotal steps in learning to effectively manage money, stay on course, and navigate challenges along the way.

Finances could benefit from a springtime refresh, letting people check their progress on goals — and also save money for rainy days.

Consumer-directed healthcare (CDH) plans are evolving — and fast. These plans are no longer just about covering doctor visits with low insurance premiums. They’re also becoming a key component of wealth-building strategies.

Tax language may not be overly romantic, but mastering it could render sweet rewards. Here’s how to flip a 1040 form into a love letter. 

2025 presents an array of opportunities for people to strengthen their financial futures. New policies will go into effect that are designed to help those approaching retirement maximize their savings, reduce costs, and improve financial flexibility.

The Silver Wave is here: As Baby Boomers enter their senior years, they stand to leave significant assets to their heirs. Knowing what to do with an inherited home, and how it fits into a person’s broader financial picture, can help turn the wave into a windfall.

2024 brings the option to roll money from a 529 college savings plan into a Roth IRA. Check out the requirements and when this could make sense for you.

Keep these changes in mind when preparing returns to help maximize refunds or lower amounts owed.

A 401(k) loan allows you to borrow from the balance you’ve built up in your retirement account. Generally, if allowed by the plan, you may borrow up to 50% of your vested balance, for a maximum loan amount of $50,000.

By 2030, women in the United States are expected to control $34 trillion in financial assets, up from $7.3 trillion just a decade ago.  

The amount of retirement millionaires continues to grow, according to Empower data, with 9.1% of Americans falling into this category of retirement savers.