Savings Planner
Your complete savings solution
Savings Planner
Your complete savings solution
See how much you’re currently saving and how much you should consider. Then use your Savings Planner to plan your annual retirement savings, your emergency fund and debt paydown strategy.

Retirement savings
Retirement savings
Find out how much you need to save each year to get a 70% chance of reaching your retirement goals. If you’re a Personal Strategy wealth management client, the Savings Planner converts to our Smart Withdrawal™ once you retire. Smart Withdrawal uses advanced tax forecasting to predict your optimal account withdrawal order in retirement.

Emergency fund
Emergency fund
Update your budget to generate your recommended emergency fund range. This should cover 3-6 months of expenses (such as mortgage, groceries and utilities) and is set by the monthly budget.

Debt paydown
Debt paydown
Track your progress toward paying down debt and see your mortgage, loans and credit card balances all in one place.

Account level savings
Account level savings
Exclusive for Empower clients, you get account-level savings targets optimized to help grow your savings faster. You’ll also enjoy a recommendation on whether to focus on paying down debt, an emergency fund or long-term savings.

Explore more of our financial tools
Explore more of our financial tools
Money management
Money management
Long-term financial planning
Long-term financial planning
Exclusively for our clients
Exclusively for our clients
Advisory services are provided for a fee by either Personal Capital Advisors Corporation ("PCAC") or Empower Advisory Group, LLC (“EAG”) depending on your specific investment advisory services agreement. Both PCAC and EAG are registered investment advisers with the Securities and Exchange Commission (“SEC”) and subsidiaries of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not PCAC or EAG clients.
“EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. ©2023 Empower Annuity Insurance Company of America. All rights reserved.