Empower Institute
The Empower Institute explores many aspects of the retirement savings puzzle and works to blaze the trail on potential solutions to some of the most vexing challenges on this front facing the American worker today.
Complements, not substitutes
Based on this analysis, participants do not consider managed accounts to be substitutes for target date funds.
The journey to financial wellness
Individuals associate a wide range of non-financial aspects with financial wellness.
Remembering 9/11: Honoring and helping secure the future of our firefighters and police officers
First responders shared with us how their stories of strength have shaped the way they’re protecting their future and preparing for tomorrow.
Less jargon, more clarity
Almost half of savers say financial terms make them hesitant to talk about money. Using the right words is especially critical in financial matters.
2021 PSCA HSA Survey: Benchmarking HSAs to drive change
The importance of HSAs has grown significantly not only as a way for employees to save for today’s health expenses, but also as an integral part of a retirement saving plan.
Pandemic perspectives: How government employees are gaining financial confidence
Through in-depth interviews with government savers, Empower has found that preparing for retirement remained a primary objective for most during the COVID-19 crisis.
The journey toward financial freedom
Americans strive toward financial independence — having the freedom to spend how they want to.
For retirement savers, hindsight is ‘2020’
According to Empower research, some Americans have taken advantage of the Coronavirus Aid, Relief, and Economic Security (CARES) Act provision to draw from their retirement accounts early.
HSA vs. FSA
Only one account can boost employees’ retirement savings. Make sure your employees know the difference.
Retirement Plans in a Post-COVID World
Organizations have an opportunity to help their employees meet shifting goals during this period of financial uncertainty.