The Currency - Work

What is a 401(k)?

The 401(k) is a common workplace retirement plan that gives employees the opportunity to invest for retirement in a tax-advantaged way. Learn how it can serve as a pillar of wealth building.

How to negotiate your salary and career advancement

For many people, negotiating their salary feels uncomfortable. Here are a few tips for effectively approaching professional conversations about raises and promotions.

What are retained earnings?

Retained earnings are an important part of a business's financial picture. Discover what retained earnings are, how to calculate them and why they matter.

High earner, not rich yet (HENRY): How to get on track to building wealth

Having a solid salary can help you build wealth — if you're able to save money. Consider these ideas for making the most of your high earnings.

What is a Roth IRA?

A Roth IRA is a type of investing account designed for retirement savings. Find out if it may be the right investment vehicle to help you meet your goals.

401(k) calculator: Are your savings on track?

How much should you have in your 401(k)? Find out if your savings are on track and how you stack up against your peers with this 401(k) calculator.

What’s the difference between after-tax contributions to a 401(k) plan vs. Roth 401(k)?

While similar, Roth and after-tax 401(k) plans have several key differences. Dig deeper into the pros and cons of each.

What is a vesting period?

Your vesting period is an important factor to consider in employer benefits because it determines when you own your retirement assets or equity compensation.

It's bonus season! How Americans plan to spend (or save) their bonus

Here’s how Americans will be spending their annual bonus – plus tips from financial professionals on whether to save, spend or invest.

Roth IRA contribution limits 2023

Roth IRAs can be great investment avenues for long-term savings, but there are several rules to be aware of prior to contributing to this retirement account. Here is a rundown of contribution limits and other key considerations.

Here’s why Equal Pay Day matters

March 14 marks Equal Pay Day, the date women need to work until in order to get paid what their average male counterpart was compensated the previous year. Learn more about the gender wage gap and what you can do to close it.

What is a 403(b) plan?

A 403(b) plan is similar to a 401(k) plan with a few exceptions. Here's how 403(b) plans work, as well as the pros and cons of investing in this type of retirement plan.

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