The Currency - Work

Unraveling the 403(b): Eligibility, withdrawal rules & taxes

A 403(b) plan is similar to a 401(k) plan with a few exceptions. Here's how 403(b) plans work, as well as the pros and cons of investing in this type of retirement plan.

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EITC explained: Insights on the earned income tax credit

The earned income tax credit (EITC) is a federal tax credit designed to provide financial assistance to low-to-moderate-income workers. Learn who qualifies and how it works.

401(k) vs 403(b): What's the difference?

Some of the most powerful and common vehicles are provided by an employer, such as 401(k) and 403(b) plans. Discover more about the features and limitations.

Roth conversion: A comprehensive guide

A Roth IRA conversion moves money from a traditional IRA (pre-tax) into a Roth IRA (post-tax). While a Roth IRA conversion is usually taxable, the money and all its future growth can be withdrawn tax-free someday as long as all the rules are followed.

401(k) calculator: Are your savings on track?

How much should you have in your 401(k)? Find out if your savings are on track and how you stack up against your peers with this 401(k) calculator.

Understanding the tax-advantaged SEP IRA

A SEP IRA — short for simplified employee pension plan — is a tax-advantaged retirement plan designed for business owners, including self-employed individuals. Learn its pros and cons to help you determine if it's the right retirement option for you.

Taft-Hartley defined contribution plans: Helping members pursue a more secure retirement

This first-of-its-kind study aims to offer a unique look at the financial well-being of union members.

What is a 401(k)?

The 401(k) is a common workplace retirement plan that gives employees the opportunity to invest for retirement in a tax-advantaged way. Learn how it can serve as a pillar of wealth building.

Getting employees to talk about money

A greater level of comfort can ease stress and open the doors to financial planning.

How to negotiate your salary and career advancement

For many people, negotiating their salary feels uncomfortable. Here are a few tips for effectively approaching professional conversations about raises and promotions.

What are retained earnings?

Retained earnings are an important part of a business's financial picture. Discover what retained earnings are, how to calculate them and why they matter.

High earner, not rich yet (HENRY): How to get on track to building wealth

Having a solid salary can help you build wealth — if you're able to save money. Consider these ideas for making the most of your high earnings.