What is the 529 grandparent “loophole”? Learn how the so-called 529 grandparent "loophole" works under the new FAFSA rules, plus tax, CSS Profile, and family planning considerations.
Roth vs. traditional IRAs: Which should I choose? Two common types of IRAs are Roth IRAs and traditional IRAs, which have similar contribution limits but differ when it comes to their tax advantage. Which should you choose?
CD vs. HYSA: Key differences and when to use Compare CDs and high-yield savings accounts by access, taxes, and savings timeline to decide where your cash fits best.
6 ways to balance your saving, debt payoff, and investing goals An “order of operations” approach can help you prioritize your competing financial demands with purpose.
What are I bonds and how do they work? I bonds are U.S. government-backed savings bonds that combine a fixed rate with inflation-linked interest. Learn how I bonds work and the rules that apply.
Average retirement savings by age Discover the average retirement savings by age and learn why personalized planning is crucial for securing your future.
What is a traditional IRA and how does it work? Learn what a traditional IRA is and how it works — including eligibility, withdrawal rules, 2026 contribution and deduction limits, and comparisons with other retirement accounts.
How to open a 529 plan: A step-by-step guide Learn how to open a 529 account in four steps, along with the tax advantages and requirements.
What is a Roth IRA? A Roth IRA is an individual retirement account funded with after-tax dollars that may offer several benefits such as tax-free withdrawals and no required distributions.
Saving for your first home: 10 things to know Purchasing a first home can be an exciting life milestone. It can also feel like a challenge in today’s market as first-time buyers take on elevated prices and upfront costs.
529 withdrawal rules: Taxes, penalties, and how it works 529 plans can be a smart tax move to save for college, and be sure you understand how qualified and non-qualified withdrawals work to maximize the value.
What is a sinking fund? How to help keep budgets afloat without touching emergency savings This saving strategy can help you prepare for irregular expenses, avoid debt, and keep your safety net intact.
