What are Roth IRA taxes & how do they work? Roth IRAs have unique tax benefits for investors, including tax-free growth and withdrawals. Learn how Roth IRAs work and how they compare with other tax-advantaged retirement accounts here.
Making a Difference: How advice drives retirement readiness in the tax-exempt market Empower research finds that workplace savers who have taken advantage of advice interactions available through their plans are significantly better prepared for retirement than those who haven't.
What’s the difference between after-tax contributions to a 401(k) plan vs. Roth 401(k)? While similar, Roth and after-tax 401(k) plans have several key differences. Dig deeper into the pros and cons of each.
What is PITI? PITI stands for principal, interest, taxes, and insurance. It's what makes up your annual homeownership expense and determines how much house you can afford.
What is tax-loss harvesting? Tax-loss harvesting is the investing technique of selling depreciated securities to offset gains within a given tax year.
How to avoid capital gains tax Capital gains taxes are owed when an asset is sold for more money than was paid for the asset. Learn more about capital gains taxes and how to avoid them.
What is a 401(k)? The 401(k) is a common workplace retirement plan that gives employees the opportunity to invest for retirement in a tax-advantaged way. Learn how it can serve as a pillar of wealth building.
How long does it take to get a tax refund? Get a breakdown of how much time it generally takes to receive a tax refund depending on how the return is filed and which method is chosen to receive the refund.
Federal income tax: Rules & ways to reduce your tax burden The federal income tax is a tax the federal government imposes on the money each individual earns, whether it’s through a full-time job, a business they own, or their investments.
Understanding long-term capital gains tax Learn more about the long-term capital gains tax, how it can offer tax benefits, and how to minimize your tax liability by knowing when to sell your investments.
What are short-term capital gains taxes? Short-term capital gains tend to be when you owned an asset for a year or less before selling it for a profit. Short-term gains may be taxed at a higher rate than long-term ones.
What happens if you don’t file taxes on time? Learn the implications of missing the deadline for filing your tax return, including the consequences and options for filing your tax return late.