The Currency - Money

☕ A $7 cup of happiness

The answer is “yes” for 6 in 10 Americans (59%), including 72% of Millennials and 67% of Gen Z. Check out Empower's study findings and this week’s headlines on the relentless pursuit of happiness in life, work, play – and of course, money.

Capital markets perspective: A whisper's worth

When a company releases its quarterly earnings, management is scored on how well actual performance lived up to published analyst expectations. Another layer to consider is its “whisper numbers.”

How to build credit

Your credit score impacts nearly every area of your personal finances. Get tips on how to increase your credit score and how to stay on top of your credit report.

What is a money order and how does it work?

When you make payments to another person, you have several options. Learn more about money orders, how to use them, and when they may be a useful form of payment.

Taking stock: A look at how Americans are investing

Examining how Americans are redefining investing and gifting, with insights from 1,003 stock owners and retail investors.

Income tax brackets unveiled

To help simplify the topic of taxes, let's discuss federal income taxes, including how income tax brackets work and what tax terms you need to know in order to understand taxes you may owe.

Stagflation: What it is and how to prepare

Stagflation is an especially difficult economic environment created by the combination of several factors: slow economic growth, high inflation, and a high unemployment rate.

Now or later: Making moves toward money milestones

Financial goals can have different target dates. In this research, consumers weigh in on which milestones they're working toward and when they want to hit them.

Capital markets perspective: Thankful

Following the most recent consumer price index report, stocks rallied pretty much across the board. Here's a list of macroeconomic factors that may cause reason for gratitude, plus what to watch out for this week.

shopping cart carries large holiday gift box

Financing the festivities: America’s holiday spending and saving habits

With the holiday season in full swing, the time of giving is also the time for spending. Empower surveyed 1,003 Americans to see what this season has in store for plans to both spend and save money.

🦃 Let's dish

As merrymakers gather ’round this Thanksgiving, foodies may happily help themselves to seconds: The average price of turkey is down 22% from last year to about $1.27 per pound. For now, let’s feast on this week’s financial news.

Roth conversion: A comprehensive guide

A Roth IRA conversion moves money from a traditional IRA (pre-tax) into a Roth IRA (post-tax). While a Roth IRA conversion is usually taxable, the money and all its future growth can be withdrawn tax-free someday as long as all the rules are followed.