Empower Ready Select

Empower Ready Select™

On-demand 401(k) plan solutions for growing organizations

Empower Ready Select is a 401(k) solution designed for startups and growing organizations with up to $1 million in retirement assets. This offering allows you to provide clients with a robust retirement plan featuring:

Easy implementation
Efficiency in plan management
Empower's award-winning participant experience

Powered by the same secure and proprietary recordkeeping system as all Empower plans, Empower Ready Select ensures that plans can grow easily with Empower.

Affordable pricing for startup plans*

Paid by the Employer	Paid by the Employee
$1,000 annual fee	$25 annual fee
	.25% annual fee on account balance**

*Additional TPA fees will apply for plan design and compliance services.
**Includes Morningstar investment management fee

For a comprehensive pricing quote visit the Empower Proposal System.

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Plan Management Expertise

Empower has partnered with some of the best third-party administrators (TPAs) in the industry that have extensive experience managing Empower retirement plans.

With Empower Ready Select, choose from one of several premier national or regional TPAs that are part of the Empower Ready Select program.

Instantly generate a proposal today

Take advantage of SECURE 2.0 tax credits, and address state mandates by offering an Empower 401(k) plan.

Empower Ready Select is available exclusively through the Empower Proposal System (EPS).

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Empower Ready Select

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There is no guarantee provided by any party that participation in any of the advisory services will result in a profit.

1 2023 PLANADVISER Retirement Plan Adviser Survey, as of February 2024.
2 U.S. Small Business Administration, Office of Advocacy SBA Profile 2023.
3 EBRI 2023 Small Business Retirement Survey.

RO4153686-0125

FOR FINANCIAL PROFESSIONAL USE ONLY.

Online advice and the managed account service are part of the Empower Advisory Services suite of services offered by Empower Advisory Group, LLC, a registered investment adviser.

EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC.

Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not EAG clients.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.

Solutions for every organization

Empower Ready Select™