Empower Ready Select™
Simple, smart small business retirement plans
Simple, smart small business retirement plans
For small businesses building big futures, Empower offers small business retirement plans to help you save on taxes today. Let's find your path forward.1
For small businesses building big futures, Empower offers small business retirement plans to help you save on taxes today. Let's find your path forward.1
Our Small Business Retirement Plan Highlights
Our Small Business Retirement Plan Highlights
Beyond the comprehensive features, Empower Ready Select simplifies offering small business retirement plans. You can attract and retain top talent, potentially qualify for valuable tax credits, and benefit from integrated fiduciary support, making it easier to build a secure future for your employees and your business.
| Who is eligible? | Full and part-time employees |
| Employee contributions | Pre-tax and Roth included |
| Employer contributions | Company match and non-elective contributions available |
| Withdrawals | In-service withdrawal and loan available |
| TPA partners | TPAs that are part of the Empower Ready Select program. |
Existing 401(k) plans (up to $1M in assets) may be eligible for Ready Select if the current plan design fits this simple solution. Access our Empower Ready Select fact sheet for more plan details.
Empower Ready Select
Plan management expertise
Plan management expertise
Empower has partnered with some of the best third-party administrators (TPAs) in the industry that have extensive experience managing Empower retirement plans.
With Empower Ready Select, choose from one of several premier national or regional TPAs that are part of the Empower Ready Select program.
Instantly generate a proposal today
Instantly generate a proposal today
Empower Ready Select is available exclusively through the Empower Proposal System (EPS).
Take advantage of SECURE 2.0 tax credits, and address state mandates by offering an Empower 401(k) plan.
1 2023 PLANADVISER Retirement Plan Adviser Survey, as of February 2024.
FOR FINANCIAL PROFESSIONAL USE ONLY.
Online advice and the managed account service are part of the Empower Advisory Services suite of services offered by Empower Advisory Group, LLC, a registered investment adviser.
EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC.
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