Take control of their finances

We put your employees in a better position to save for retirement by helping them take control of their finances now so they can make better savings decisions for their future.

Woman on the phone, looking down intently

Wellness and Financial Center

Our wellness and financial center offers valuable information and resources, including calculators that can help employees manage their day-to-day finances more effectively

Information is categorized across four key areas:

Spending
Saving
Investing
Protecting

Empower's Financial Wellness Center on a laptop and phone screen side by side

Connected health and retirement savings

Empower has partnered with Optum®, the largest HSA services provider, to help your employees prepare for one of the largest expenses they could face in retirement — healthcare costs.

The Empower health savings account (Empower HSA) gives employees enrolled in a high-deductible health plan a way to pay for current and future medical expenses as well as another way to save for retirement.

Disclaimer:
Investments are not FDIC insured, are not guaranteed by Optum Bank® and may lose value.

Educational, communication and operational services regarding an Empower Health Savings Account (Empower HSA) may be provided by registered representatives of EFSI. By electing Empower HSA, plan participants are contracting directly with Optum and its affiliates for this service. EFSI, or its affiliates, is not affiliated with Optum and is not responsible for their services.

Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, a subsidiary of Optum Financial, Inc. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. This communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change.

All Optum trademarks and logos are owned by Optum®. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.

Empower Student Debt Solutions

Help your employees reduce the financial stress associated with paying down their student debt.

Empower’s Student Debt Solution¹ is designed to help your employees pay off their student debt. While the program offers lending products and guidance tools that can help employees save on their student loan payments, you can also help them pay down their student debt. Or you can choose to contribute to their retirement plan accounts based on their student loan payments.

1 Some features may not be available and are subject to change without notice.

The Empower Student Debt Solution is provided by Candidly, which is not affiliated with Empower Retirement, LLC or its affiliates.

By accessing this content, you are certifying you are a plan sponsor or financial professional.

Investing involves risk, including possible loss of principal.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.