What would you like to do with your old retirement plan?

Review your options or log in to get started today.

Go to your account

See how your options stack up

Carefully consider all your options, including tax implications, fees, and expenses, before moving money between accounts. Assess all features of current accounts before moving money.

Want to open an IRA?

Keep your savings tax-deferred by rolling them into an individual retirement account (IRA).

Consider an Empower IRA for:

More control of your investments.
No initial or annual account fees.
Choice of traditional and Roth IRAs.
Help available to manage your investments.

Open an account

Happy with your current plan?

Keep your savings where they are¹ and:

Maintain a complete view of your full financial picture.
Make penalty-free withdrawals once you hit age 59½.

Have another account?

Consider rolling your funds into an existing IRA or new employer plan², but first:

Review your investment choices and compare fees.
Confirm your rollover eligibility.
Make sure you like your new investment options.
Understand your new employer plan.

Once you have your new account number, log in to your plan to request a rollover.

Transfer my funds

Want to withdraw your money?
If you withdraw your money, you may have to pay taxes and IRS penalties.³ Taxes and IRS penalties may leave you with less than you thought.
Cashing out could erase what you’ve saved for your future, and you may lose out on years of tax-free growth.

If you need help with a withdrawal, please call 855-756-4738.

Explore Empower IRAs and rollovers

Learn more about Empower’s IRA account options or check out the different types of rollover options to see which choice works best for your needs.

Explore Empower IRAs Learn more about rollovers

What's the best option for you?

1 Some employer plans require you to move your balance if the balance is below a minimum threshold. Check your plan’s provisions to see if that applies to you. Low fees may apply to stay put.   

2 Review your investment choices and compare fees and plan provisions to see if it’s comparable to your current plan.   

3 This option will mean your retirement account will be taxable income. This could negatively impact your overall savings. This may include a 10% penalty tax on top of your ordinary tax rate if you have not reached age 59½. The 10% penalty does not apply to government 457 plans.

Other fees, expenses, or service charges may apply. The tax information provided is based on current laws, which are subject to change and interpretation.  

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions.

Advisory services are provided for a fee by Empower Advisory Group, LLC (EAG). EAG is a registered investment adviser with the Securities and Exchange Commission (SEC) and an indirect subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. Advisory fees are calculated based upon the amount of assets being managed (as detailed further in the Empower Advisory Group, LLC Form ADV).

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.

EFSI Form CRS | Reg BI Disclosure | SEC Rule 605-606