Welcome to The Watch
Welcome to The Watch

Welcome to The Watch
Welcome to The Watch
Exclusive content for members of our managed account service.
Exclusive content for members of our managed account service.
As a valued member of our managed account service, our team of experts monitor the markets, the economy, and your investments to help you get closer to the financial freedom you want. This is where we provide you with relevant insights, commentary, and analysis about important financial events and news that could impact your savings and investing strategy. Here’s what’s going on and what it means for you.
Investing
Investing
Weekly Capital Markets Perspective
Weekly Capital Markets Perspective
Empower Investments weekly economic and capital markets perspective.
Are our brains working against us?
Are our brains working against us?
A timely review of several concepts from the field of behavioral finance
Be Patient. Be Brave.
Be Patient. Be Brave.
By properly diversifying and practicing patience and courage, investors can weather any market storm.
Financial planning

How to negotiate equity compensation
An IPO can be game-changing for employees with a significant equity compensation package. Here are tips for negotiating equity compensation with your employer.

How to reduce taxable income: Can the average American pay no taxes?
Taxes are a huge expense for many households. Here are a handful of examples of how families and individuals can save on taxes.

What debt should I pay off first?
When you have two or more debts, how do you know which to pay off first? Here are some options for you.

How to Avoid Capital Gains Tax
Capital gains taxes are owed when an asset is sold for more money than was paid for the asset. Learn more about capital gains taxes and how to avoid them.

What is Tax-Loss Harvesting?
Tax-loss harvesting is the investing technique of selling depreciated securities to offset gains within a given tax year.

Gift tax: What is it and how does it work?
Learn more about exclusions, tax rates, and how you can avoid gift tax.

Taxes on inheritance and how to avoid them
Though estate planning can be an emotional process, it's important to understand the tax implications.

How to talk to your elderly parents about finances
It’s hard to watch your parents age — after all, you’re used to them taking care of you. When the tables turn, however, it’s important to consider how you’ll bring up certain financial conversations (and know exactly what to talk about).

Sudden wealth syndrome & how to avoid it
“Sudden wealth syndrome” is a term used to describe the adjustment issues, stress, confusion and often money mismanagement that can accompany coming into sudden wealth or a large windfall.

Inherited IRA beneficiary options and withdrawal rules
For listed beneficiaries, inheriting assets such as Individual Retirement Accounts can be a unique challenge because of complex rules and potential tax implications.

How to help your kids build wealth
An estimated 70% of generational wealth doesn’t make it past the second generation. Building wealth that stands the test of time is a challenging task. Learn from three seven-figure earners on how they are helping their kids build wealth.

9 steps on how to create a will
To ensure that your estate will be handled properly after you pass, we recommend creating a will. Learn the nine basics crucial to making a well-executed will.

What is a high net worth individual (HNWI)?
A high-net-worth individual is someone who has a certain level of net worth, which is measured by subtracting your total liabilities from your assets.

What is the average net worth by state?
Tracking your net worth is a common way to gauge your financial health.