Investing involves risk, including possible loss of principal.
1 This hypothetical illustration assumes contributions of $25/month for 30 years at 6% annual rate of return and reinvestment of earnings with no withdrawals. This is followed by withdrawals of $179.92/month for 20 years at 6% annual rate of return during retirement. These rates of return are not guaranteed. Investing involves risk, including loss of principal. This illustration does not include any taxes due, fees, charges or expenses. These deductions would reduce the tax-deferred amount shown in this illustration.
2 Assumes contributions of $12.50 semi-monthly over 30 years, a 6% average annual rate of return and reinvestment of earnings with no withdrawals. Rates of return may vary.
3 https://www.thesimpledollar.com/save-money/trimming-the-fat-forty-ways-to-reduce-your-monthly-required-spending/
4 https://gogreeninyourhome.com/water-conservation/how-to-save-water-brushing-teeth/
5 This is a hypothetical illustration to show the cost of credit card interest. It assumes a 15.07% interest rate with 80 monthly payments of $40. Generated from Credit Karma Debt Repayment Calculator.