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Empower - Learning center - Protecting - Disability and life insurance

Disability and life insurance

Should something happen to you, disability and life insurance can make a significant difference in your financial well-being. While you may think your employer’s benefit plan covers you, it is worth making sure to avoid any surprises.

Even if you have insurance through your employer, you may not be getting all the coverage you need. Will you and your family be able to live on the amount of the benefit provided? Is the duration of the benefit sufficient? If both the answers are no, now is a good time to consider supplemental coverage.

Here is some helpful information to get you started:

This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.

1 Council for Disability Awareness, "The Average Duration of Long-Term Disability is 31.2 Months. Are You Prepared?" January 2016