Roth conversion analyzer

Depending on your situation, converting retirement savings that are currently in a traditional account to a Roth retirement account may make sense. Estimate how much more or less you’d owe in taxes by converting some or all of your account to a Roth.

Projected tax savings with a roth conversion

$ 707,204

Total taxes with converted Roth: $ 110,000
Total taxes with current account: $ 817,204

Current Age

55 years

Planned Retirement Age

70 years

Planned Years of Withdrawal

25 years

Current Retirement Plan or Traditional Account Balance

Amount you Plan to Convert to a Roth Account

Expected Federal Income Tax Rate at Retirement

Same

Expected Annual Rate Of Return

8 %

This calculator is for information purposes only and is not intended to provide investment, legal, tax or accounting advice, nor is it intended to indicate the performance, availability or applicability of any product or service. The accuracy of this and its applicability to your circumstances is not guaranteed. You may wish to consult an appropriate and qualified advisor about your unique situation. This calculator is provided by EVERFI. EVERFI is not affiliated with this site's sponsor, owner or any affiliate thereof. You should always consult with your financial planner, attorney and/or tax advisor as needed. Results and analyses are based exclusively on information provided by you and no assumptions are made as to your particular situation. Projection is hypothetical in nature and not predications or guarantees. All investments carry a degree of risk and past performance is not a guarantee of future results. Asset allocation and diversification do not ensure a profit and do not protect against loss in declining markets.