Empower HSA
Empower has partnered with Optum®, the largest health savings account (HSA) services provider and wellness leader,1 to provide an industry-leading, retirement-oriented HSA. Saving for healthcare costs in retirement has never been easier.
Empower Student Debt Solution2
The Empower Student Debt Solution powered by Candidly is designed to help your employees pay off their student debt. While the program offers lending products and guidance tools that can help employees save on their student loan payments, you can also help them pay down their student debt. Or you can choose to contribute to their retirement plan accounts based on their student loan payments.
That’s why we’ve teamed up with Candidly, a market-leading student debt management platform, to help guide your employees through the education finance journey. Candidly is a savings optimization platform that addresses the full lifecycle of education expenses and empowers people to make simultaneous progress on paying down student debt and building wealth.
Help your employees reduce the financial stress associated with paying down their student debt.
FOR FINANCIAL PROFESSIONAL USE ONLY.
Educational, communication and operational services regarding an Empower Health Savings Account (Empower HSA) may be provided by registered representatives of EFSI. By electing Empower HSA, plan participants are contracting directly with Optum and its affiliates for this service. EFSI, or its affiliates, is not affiliated with Optum and is not responsible for their services.
Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, a subsidiary of Optum Financial, Inc. Optum Financial, Inc. is not a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment and restrictions. Federal and state laws and regulations are subject to change.
All Optum trademarks and logos are owned by Optum®. All other brand or product names are trademarks or registered marks of their respective owners. Because we are continually improving our products and services, Optum reserves the right to change specifications without prior notice. Optum is an equal opportunity employer.
The Empower Student Debt Solution is provided by Candidly, which is not affiliated with Empower Retirement, LLC or its affiliates.
1 Assessing the Top HSA Providers for Spending and Investing, napa-net.org, October 19, 2020.
2 Some features may not be available and are subject to change without notice.
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